Privacy Policy

Pinnacle Funding Group
Last Updated: August 22, 2026

I. INTRODUCTION

Pinnacle Funding Group (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy (“Policy”) explains how we may collect, use, maintain, protect, disclose, and otherwise process information when you visit our website, communicate with us, submit an application or inquiry, request information regarding our services, or otherwise interact with Pinnacle Funding Group.

Our services may include, without limitation, business funding assistance, financing-related services, business credit services, credit-related consulting, credit profile review, credit improvement services, referrals to third-party financial institutions or service providers, and other business and financial services (collectively, the “Services”).

This Policy applies to information we collect:

Through our website and online forms;
Through applications, questionnaires, portals, or other electronic systems;
Through email, telephone, SMS/text messages, and other electronic communications;
When you communicate directly with our employees, representatives, contractors, or authorized agents;
When you interact with our advertisements or third-party platforms that link to this Policy;
From third parties where legally permitted; and
Through other interactions with Pinnacle Funding Group.

Third-party financial institutions, lenders, credit bureaus, credit monitoring companies, financial service providers, and other independent third parties may maintain their own privacy policies. Their collection and use of information may be governed by their respective privacy policies rather than this Policy.

Please read this Policy carefully.

By accessing our website, submitting information to us, requesting our Services, or otherwise interacting with Pinnacle Funding Group, you acknowledge the practices described in this Policy.

Adults Only

Our Website and Services are intended for adults. We do not knowingly solicit or collect Personal Information from individuals under 18 years of age.

II. INFORMATION WE MAY COLLECT

Depending upon the Services you request and your interactions with us, we may collect various categories of information.

A. Personal Identifying Information

Personal Information may include:

Full name;
Mailing or residential address;
Email address;
Telephone or mobile number;
Date of birth;
Government-issued identification information;
Driver's license or other identification documents;
Social Security number or portions thereof, when necessary and legally permitted;
Business ownership information;
Employer or employment information; and
Other information necessary to identify or communicate with you.

B. Financial and Credit-Related Information

When reasonably necessary to provide requested Services, we may collect or receive information such as:

Credit scores;
Credit reports and credit-related information;
Credit account information;
Credit utilization;
Credit inquiries;
Payment history;
Bank or financial account information;
Business revenues;
Income information;
Existing debt obligations;
Loan or financing information;
Business financial information;
Funding requirements;
Business ownership percentages;
Business bank statements;
Financial statements; and
Other information relevant to evaluating your request for Services.

Some information may be provided directly by you, while other information may be obtained from third parties with your authorization or as otherwise permitted by law.

C. Business Information

We may collect information concerning your business, including:

Legal business name;
Business address;
Employer Identification Number (EIN);
Entity type;
State of incorporation or organization;
Date established;
Industry;
Ownership information;
Business revenues;
Business banking information;
Business credit information; and
Other information reasonably necessary to provide requested Services.

D. Information Automatically Collected

When you use our website, certain information may be collected automatically, including:

IP address;
Browser type;
Device type;
Operating system;
Website usage information;
Pages visited;
Date and time of visits;
Referring websites;
Approximate location derived from an IP address;
Cookies and similar technologies; and
Other technical or analytics information.

III. HOW WE COLLECT INFORMATION

We may collect information:

Directly From You

This may occur when you:

Complete an application;
Complete an online form;
Request funding information;
Request a credit consultation or review;
Submit documents;
Create or use an account or client portal;
Communicate with us by telephone;
Send an email or text message;
Participate in a consultation;
Respond to a questionnaire; or
Otherwise voluntarily provide information.

Automatically

We may collect certain technical and usage information automatically when you access our website through cookies, analytics technologies, web beacons, pixels, server logs, and similar technologies.

From Third Parties

Where permitted by law and appropriate to the Services requested, we may receive information from:

Banks;
Lenders;
Financial institutions;
Funding providers;
Credit bureaus;
Credit monitoring services;
Identity verification providers;
Business information providers;
Referral partners;
Marketing partners;
Service providers; and
Other authorized third parties.

IV. CREDIT REPORTS AND CREDIT INFORMATION

Certain Services offered by Pinnacle Funding Group may involve reviewing or evaluating a consumer or business credit profile.

Where required, we will obtain your authorization before requesting, accessing, receiving, or using credit-related information.

Credit information may be used to:

Evaluate potential funding eligibility;
Review your credit profile;
Identify potential funding options;
Determine whether your credit profile satisfies criteria established by third-party financial institutions;
Provide credit-related consulting or educational services;
Assist with credit improvement or credit-related services requested by you;
Identify factors potentially affecting financing eligibility; and
Facilitate Services you specifically request.

Third-party lenders and financial institutions may conduct their own credit inquiries and underwriting. Their decisions are independently made and subject to their own policies, underwriting standards, terms, and privacy practices.

Pinnacle Funding Group does not control the approval decisions, credit requirements, interest rates, credit limits, funding amounts, or other underwriting decisions of independent lenders, banks, credit unions, credit card issuers, or financial institutions.

V. HOW WE USE YOUR INFORMATION

We may use information collected from or about you to:

Provide requested Services;
Respond to your questions and inquiries;
Evaluate your potential eligibility for funding or financial products;
Assist you in identifying potential financial products or service providers;
Review your credit or business profile when authorized;
Communicate with you regarding your account or requested Services;
Process transactions;
Verify your identity;
Prevent fraud and unauthorized activity;
Maintain business records;
Improve our website and Services;
Provide customer support;
Communicate updates regarding our Services;
Administer contractual relationships;
Enforce agreements;
Comply with applicable legal and regulatory requirements;
Protect the Company, our clients, partners, and other parties;
Conduct analytics and business operations;
Market our Services where permitted by law; and
Carry out another purpose disclosed to you at the time the information is collected or with your consent.

VI. SHARING INFORMATION WITH FINANCIAL SERVICE PROVIDERS

If you request assistance obtaining business funding, financing, credit products, or other financial products, we may share information with appropriate third-party financial service providers where necessary to fulfill your request.

These parties may include:

Banks;
Credit unions;
Lenders;
Business funding companies;
Credit card issuers;
Loan brokers;
Financing companies;
Underwriters;
Financial technology providers; and
Other financial service providers.

The information shared will depend upon the particular product or Service requested.

A third-party financial provider may require additional information from you and may conduct its own underwriting, identity verification, fraud review, credit inquiry, or other evaluation.

Any financial product ultimately offered to you is subject to the provider's independent underwriting criteria, terms, conditions, and approval.

Once your information is submitted to or independently collected by a third-party provider, that provider's privacy policy may govern its use of your information.

You should carefully review the privacy policy and terms of any third-party provider before entering into a transaction.

VII. OTHER DISCLOSURES OF INFORMATION

We may disclose Personal Information where reasonably necessary:

To subsidiaries or affiliates;
To contractors and service providers supporting our business;
To financial institutions or financial service providers when necessary to provide Services requested by you;
To identity verification and fraud prevention providers;
To credit-related service providers where authorized;
To payment processors;
To technology and hosting providers;
To professional advisers, including attorneys, accountants, auditors, and consultants;
To government agencies or regulators when legally required;
In connection with a merger, acquisition, restructuring, financing, sale, or transfer of some or all of our business or assets;
To investigate or prevent suspected fraud, illegal conduct, security threats, or violations of our agreements;
To protect our legal rights or the rights and safety of others;
To fulfill the purpose for which you provided the information; or
With your authorization or consent.

We may also disclose information where required by subpoena, court order, applicable law, regulation, governmental request, or other valid legal process.

VIII. SALE AND SHARING OF PERSONAL INFORMATION

Pinnacle Funding Group does not sell Personal Information in exchange for money merely for the purpose of allowing unrelated companies to independently market their products or services to you.

However, we may disclose information to financial institutions, funding providers, lenders, service providers, referral partners, and other third parties where reasonably necessary to fulfill a Service you requested or as otherwise disclosed when the information is collected.

Certain state privacy laws define terms such as “sale,” “share,” or “targeted advertising” broadly. Some business practices that do not involve a traditional monetary sale of information may nevertheless fall within these statutory definitions.

Where applicable law provides you with rights concerning such activities, Pinnacle Funding Group will honor those rights as required by law.

IX. COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies and similar technologies.

A cookie is a small data file stored on your device that may help us:

Recognize returning visitors;
Remember preferences;
Understand website usage;
Improve website performance;
Conduct analytics;
Detect fraud or security issues; and
Provide relevant advertising where permitted.

You may configure your browser to refuse certain cookies or alert you when cookies are being used.

Disabling cookies may cause some portions of our website to operate improperly.

Third-party analytics, advertising, hosting, or technology providers may use their own cookies or tracking technologies. Their practices are governed by their respective privacy policies.

X. EMAIL AND MARKETING COMMUNICATIONS

Where permitted by law, we may use your contact information to communicate with you concerning:

Services you requested;
Your application or account;
Funding opportunities;
Financial products;
Credit-related Services;
Company announcements;
Promotions; and
Other products or Services that may be relevant to you.

You may opt out of promotional email communications by using the unsubscribe mechanism included in the communication or by contacting us through our contact form or at (813) 702-9887 or through our contact form.

Opting out of promotional communications will not necessarily prevent us from sending transactional, administrative, servicing, security, legal, or other non-promotional communications.

XI. TELEPHONE AND TEXT MESSAGE COMMUNICATIONS

If you provide Pinnacle Funding Group with a telephone or mobile number, you authorize us to contact you regarding your inquiry, application, account, requested Services, or other matters consistent with any consent you provide and applicable law.

Where separately authorized, communications may include calls or text messages made using automated technology, prerecorded or artificial voice technology, or similar systems.

Consent to receive marketing calls or text messages using regulated automated technology is not a condition of purchasing goods or Services where prohibited by applicable law.

Message and data rates may apply.

You may request that marketing text messages stop by following the opt-out instructions provided in the applicable message, including replying STOP where supported.

XII. DATA RETENTION

We retain Personal Information for as long as reasonably necessary to:

Provide Services;
Complete transactions;
Maintain appropriate business and financial records;
Meet contractual obligations;
Resolve disputes;
Prevent fraud;
Enforce agreements;
Establish, exercise, or defend legal claims; and
Comply with applicable laws and regulatory requirements.

Retention periods may vary depending upon the type of information, reason it was collected, applicable legal requirements, and our legitimate business needs.

XIII. DATA SECURITY

Pinnacle Funding Group uses reasonable administrative, technical, and organizational safeguards designed to protect Personal Information from unauthorized access, loss, misuse, alteration, or disclosure.

These safeguards may include access controls, secure technology systems, encryption where appropriate, and other security measures.

However, no method of transmitting information over the internet or electronically storing information can be guaranteed to be completely secure.

Accordingly, while we take reasonable steps to safeguard Personal Information, we cannot guarantee absolute security.

You are responsible for protecting passwords, login credentials, and other authentication information associated with accounts or services you use.

XIV. THIRD-PARTY WEBSITES AND SERVICES

Our website, communications, or Services may contain links to websites or services operated by third parties.

Pinnacle Funding Group does not control the privacy, security, or information-handling practices of independent third parties.

This Privacy Policy does not govern information you provide directly to an independent third party.

We encourage you to review the privacy policies and terms of those parties before providing Personal Information.

XV. YOUR PRIVACY CHOICES

Depending upon your jurisdiction and applicable law, you may have the right to request that we:

Confirm whether we process your Personal Information;
Provide access to certain Personal Information;
Correct inaccurate Personal Information;
Delete certain Personal Information;
Provide information concerning categories of Personal Information collected;
Provide information concerning categories of third parties receiving Personal Information;
Limit certain uses or disclosures of sensitive Personal Information;
Opt you out of certain sales, sharing, or targeted advertising; and
Provide a portable copy of certain information.

These rights are subject to exceptions and limitations under applicable law.

To submit a privacy request, contact us by phone at (813) 702-9887 or through our contact form.

We may need to verify your identity before processing a request.

You may also be permitted to designate an authorized agent to make a request on your behalf, subject to appropriate verification.

We will not unlawfully discriminate against you for exercising applicable privacy rights.

XVI. CALIFORNIA PRIVACY NOTICE

Notice to California Residents

If you are a California resident and the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA/CPRA”), applies to our processing of your Personal Information, you may have additional privacy rights.

Categories of Personal Information

Depending upon your relationship with Pinnacle Funding Group, we may collect categories of Personal Information including:

A. Identifiers

Examples include name, address, telephone number, email address, IP address, government identification information, account identifiers, and similar information.

B. Customer Records Information

Examples may include contact information, financial information, employment information, signature, identification information, and other information covered by California Civil Code Section 1798.80.

C. Protected Characteristics

We may receive certain information that constitutes protected characteristics under California or federal law where relevant to a transaction or voluntarily provided.

D. Commercial Information

Examples may include Services requested, products considered, transaction records, and related activity.

E. Internet or Electronic Network Activity

Examples include browsing information, website interactions, device information, IP addresses, and similar technical information.

F. Geolocation Information

This may include approximate location derived from an IP address or device information.

G. Audio, Electronic, or Visual Information

This may include telephone call recordings, electronic communications, images, or documents where legally collected.

H. Professional or Employment Information

Examples include employer, occupation, employment history, business ownership, or similar information.

I. Inferences

We may derive certain inferences from information provided to us for purposes such as assessing service needs, potential product suitability, fraud risk, or marketing preferences.

J. Sensitive Personal Information

Depending upon the Services requested, we may receive information that applicable law classifies as sensitive Personal Information, including government identification information, financial account information, or other qualifying information.

We use sensitive Personal Information only as reasonably necessary for permitted business purposes, providing requested Services, preventing fraud, complying with law, or as otherwise permitted by applicable law.

XVII. SOURCES OF PERSONAL INFORMATION

We may obtain Personal Information from:

You;
Your authorized representatives;
Financial institutions;
Credit-related service providers;
Referral sources;
Business partners;
Service providers;
Publicly available sources;
Websites and digital technologies; and
Other sources permitted by law.

XVIII. BUSINESS PURPOSES FOR COLLECTING PERSONAL INFORMATION

We may collect and use Personal Information for purposes including:

Providing requested Services;
Processing applications and inquiries;
Communicating with clients;
Providing customer support;
Facilitating funding or financial service requests;
Conducting credit-related reviews where authorized;
Identity verification;
Fraud prevention;
Security;
Analytics;
Business administration;
Marketing where legally permitted;
Compliance with legal requirements; and
Protecting and enforcing our legal rights.

XIX. CALIFORNIA CONSUMER RIGHTS

Subject to applicable exceptions, California residents may have the right to request:

Right to Know

You may request information concerning Personal Information we have collected about you, including applicable categories, sources, purposes, and recipients.

Right to Access

You may request access to specific pieces of Personal Information where required by law.

Right to Delete

You may request deletion of qualifying Personal Information, subject to legal exceptions and retention requirements.

Right to Correct

You may request correction of inaccurate Personal Information.

Right to Opt Out

Where applicable, you may have the right to opt out of the sale or sharing of Personal Information or processing for certain targeted or cross-context behavioral advertising purposes.

Right to Limit Certain Uses of Sensitive Personal Information

Where applicable, you may have the right to request limitations on certain uses or disclosures of sensitive Personal Information.

Right to Non-Discrimination

We will not unlawfully discriminate against you because you exercise rights provided under applicable privacy law.

To exercise applicable California privacy rights, contact us by phone at (813) 702-9887 or through our contact form.

Please include “California Privacy Request” in your message.

We may request information reasonably necessary to verify your identity and process your request.

XX. CHILDREN'S PRIVACY

Our Services are intended for adults and are not directed to children under 18.

Pinnacle Funding Group does not knowingly collect Personal Information from children under 18 through Services intended for adults.

If we become aware that we have inadvertently collected information from a minor in circumstances where we should not retain it, we will take reasonable steps to delete the information as appropriate.

XXI. CHANGES TO THIS PRIVACY POLICY

Pinnacle Funding Group may modify this Privacy Policy periodically to reflect:

Changes in our business practices;
Changes in our Services;
Changes in technology;
Changes in legal or regulatory requirements; or
Other operational considerations.

When this Policy is updated, we will revise the “Last Updated” date.

Material changes may also be communicated through our website, email, or another appropriate method where required by law.

We encourage you to periodically review this Privacy Policy.

XXII. CONTACT INFORMATION

If you have questions about this Privacy Policy, our privacy practices, or would like to exercise an applicable privacy right, please contact:

Pinnacle Funding Group

Phone: (813) 702-9887

Contact form: Contact us

When contacting us regarding a privacy request, please provide sufficient information for us to identify your request and, where necessary, verify your identity.

Last Updated: August 22, 2026